POST /transfers/send

# 1. Resolver llave
RECIPIENT=$(curl -s -X POST https://consola.mouvlatam.com/api/transfers/resolve-key \
  -H "Authorization: Bearer mvk_..." \
  -H "Content-Type: application/json" \
  -d '{ "keyValue": "3115551234" }')

# 2. Cotizar
QUOTE=$(curl -s -X POST https://consola.mouvlatam.com/api/transfers/quote \
  -H "Authorization: Bearer mvk_..." \
  -H "Content-Type: application/json" \
  -d '{ "amount": 100000, "keyValue": "3115551234" }')

# 3. Enviar
curl -X POST https://consola.mouvlatam.com/api/transfers/send \
  -H "Authorization: Bearer mvk_..." \
  -H "Content-Type: application/json" \
  -d "$(jq -n \
    --arg name "$(echo $RECIPIENT | jq -r .recipient.fullName)" \
    --arg doc "$(echo $RECIPIENT | jq -r .recipient.idValue)" \
    --arg keyType "$(echo $RECIPIENT | jq -r .keyType)" \
    '{
      amount: 100000,
      destination: { brebKey: { type: $keyType, value: "3115551234" } },
      targetName: $name,
      targetDocument: $doc,
      reference: "factura-001"
    }')"

// Flujo end-to-end BREB
async function sendBreb(keyValue, amount, reference) {
  const headers = {
    'Authorization': `Bearer ${process.env.MOUV_API_KEY}`,
    'Content-Type': 'application/json',
  };

  // 1. Resolver
  const resolve = await fetch('https://consola.mouvlatam.com/api/transfers/resolve-key', {
    method: 'POST', headers, body: JSON.stringify({ keyValue }),
  }).then(r => r.json());
  if (!resolve.found) throw new Error('Llave no encontrada');

  // 2. Cotizar
  const quote = await fetch('https://consola.mouvlatam.com/api/transfers/quote', {
    method: 'POST', headers, body: JSON.stringify({ amount, keyValue }),
  }).then(r => r.json());
  if (!quote.canAfford) throw new Error(`Saldo insuficiente: ${quote.message}`);

  // 3. Enviar
  const send = await fetch('https://consola.mouvlatam.com/api/transfers/send', {
    method: 'POST', headers, body: JSON.stringify({
      amount,
      destination: { brebKey: { type: resolve.keyType, value: keyValue } },
      targetName: resolve.recipient.fullName,
      targetDocument: resolve.recipient.idValue,
      reference,
    }),
  }).then(r => r.json());

  return send;
}

curl -X POST https://consola.mouvlatam.com/api/transfers/send \
  -H "Authorization: Bearer mvk_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5000000,
    "destination": {
      "bankAccount": {
        "bankId": 27,
        "accountTypeId": 20,
        "accountNumber": "59455583201",
        "documentTypeId": 1,
        "documentNumber": "1018485810",
        "holderFirstName": "Juan",
        "holderLastName": "Pérez"
      }
    },
    "reference": "nomina-mayo-2026"
  }'

{
  "id": "8e39f393-...-uuid",
  "status": "PENDING",
  "amount": 100000,
  "totalFee": 1100,
  "ivaAmount": 209,
  "netAmount": 98900,
  "currency": "COP",
  "rail": "BREB",
  "targetName": "JUAN PEREZ",
  "targetDocument": "1018485810",
  "reference": "factura-001",
  "createdAt": "2026-05-25T20:00:00.000Z"
}

{
  "id": "8e39f393-...",
  "status": "AWAITING_APPROVAL",
  "approvalId": "appr_...",
  "threshold": 2,
  "expiresAt": "2026-05-26T20:00:00.000Z",
  "amount": 100000,
  "rail": "BREB"
}