curl -X POST https://consola.mouvlatam.com/api/deposits/pse \
  -H "Authorization: Bearer mvk_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amountCents": 100000,
    "payerDocumentTypeId": 1,
    "payerDocumentNumber": "1018485810",
    "payerFirstName": "Juan",
    "payerLastName": "Pérez",
    "payerEmail": "juan@example.com",
    "payerPhone": "3115551234",
    "internalRef": "factura-001"
  }'

const deposit = await fetch('https://consola.mouvlatam.com/api/deposits/pse', {
  method: 'POST',
  headers: {
    'Authorization': `Bearer ${process.env.MOUV_API_KEY}`,
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({
    amountCents: 100000,
    payerDocumentTypeId: 1,
    payerDocumentNumber: '1018485810',
    payerFirstName: 'Juan',
    payerLastName: 'Pérez',
    payerEmail: 'juan@example.com',
    internalRef: 'factura-001',
  }),
}).then(r => r.json());

// Enviá el link al pagador (por email/SMS/dashboard tu sistema)
console.log(`Link de pago: ${deposit.paygatewayUrl}`);

{
  "id": "dep_8e39f393-...",
  "status": "PENDING_CONFIRM",
  "amountCents": 100000,
  "currency": "COP",
  "paygatewayUrl": "https://pse.proveedor.com/pse?id=abc123",
  "expiresAt": "2026-05-26T20:00:00.000Z",
  "internalRef": "factura-001",
  "createdAt": "2026-05-25T20:00:00.000Z"
}

{
  "error": "FEE_EXCEEDS_AMOUNT",
  "message": "El monto del depósito es menor que la comisión configurada.",
  "details": {
    "grossCents": 100000,
    "totalFee": 1100,
    "ivaAmount": 209,
    "totalCharged": 101309
  }
}